PPI (Plevin)

Supported by a Supreme Court Judgement

PPI Claim Genre Explained

Payment Protection Insurance was sold on many products and loans in the UK through brokers who have not disclosed their commissions. In many cases, the Undisclosed Commissions (UDCs) were disproportionate. In some cases, the insurance was not fit for purpose. A PPI claim relates to the non-disclosure of significant commission on a Payment Protection Insurance policy, which can lead to an "unfair relationship" under Section 140A of the Consumer Credit Act 1974. The basis for such claims is primarily the Supreme Court's 2014 judgment in Plevin v Paragon Personal Finance Ltd, which established that undisclosed commission could make the loan relationship unfair. Claims also rely on Section 32(1)(b) of the Limitation Act 1980, which allows claims to proceed if the relevant fact (the commission) was deliberately concealed, and the claimant discovered it later with reasonable diligence

Investing in litigation

Unlocking new financial opportunities

  • **AI Image Generation Prompt:** Create a realistic high-resolution photo focusing on a single subject that captures the essence of the blog titled "Investing in Litigation: A New Frontier." The image should feature a sophisticated investor, an individual in business attire, sitting at a modern, sleek wooden desk with an air of confidence. In the foreground, prominently display the investor's hand holding a clear, polished glass representing the concept of 'Litigation Contract Assets'—perhaps with a subtl
    Investing in litigation: A new frontier
    August 29, 2025 at 5:08 PM
    In the ever-evolving world of investment opportunities, litigation contract assets (LCAs) have emerged as a pioneering financial instrument, presenting exciting prospects for savvy investors. This blog post delves into the fundamentals of LCAs, highlighting their potential to generate substantial returns by allowing individuals to invest in diverse tranches of bundled legal cases across various sectors, such as energy and car finance claims. By exploring the unique landscape of the litigation finance sector, we reveal how investors can strategically navigate these waters to seize exceptional opportunities. Finally, we provide a practical guide to help you capitalize on the advantages of investing in litigation, ensuring you maximize your returns while minimizing risks in this innovative investment arena. Join us as we unlock the potential of LCAs and empower your investment journey!
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